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About 

4 Point Loss Consulting is a Christian Company that strives to serve our clients while honoring The Lord; always working with honesty and integrity in all we do.  With over 50 years of experience, our team of consultants have extensive knowledge of a broad spectrum of projects, including agricultural, commercial, single and multi-family structures.  Utilizing the latest technology including drone services, we will work with our clients to provide timely and accurate estimates in order to reach a successful settlement for all parties involved.

Meet the Team

Casey Adams

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After a successful career in the construction business, Casey made the transition into the insurance industry, becoming an adjuster, appraiser, and umpire.  He is licensed throughout the United States and has handled over 15,000 residential, commercial, flood, and large loss claims across all types of damages for over 20 carriers. Casey’s time in the industry has seen him involved with every major hurricane making landfall in the U.S. since Hurricane Ivan in 2004.  Certifications include TWIA/TFPA, NFIP flood, California Earthquake, HAAG Commercial/Residential, and many carrier specific certifications. Casey offers extensive and diverse experience from nearly 20 years in inspections and estimates. Notably, he has extensive trial and deposition experience, including testimony as an expert witness. Casey truly enjoys problem solving and assisting policy holders come to a resolution, knowing that his expertise and thoroughness helps provide individuals with peace of mind. Casey lives in west Texas with his wife and daughter.

Curtis Creighton

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Curtis’s unique skill set stems from twenty years of successfully owning and operating a farm and ranch retail store. He offers excellent customer service, communication, and problem-solving skills.  During his nearly decade long estimating career, he has completed over 2,300 claims across residential, commercial, and large loss, including traveling for every major hurricane. Certifications include TWIA/TFPA, NFIP flood, California Earthquake, and many carrier specific certifications.  He is also a certified property appraiser and umpire with, IAUA and P.L.A.N.  Curtis prides himself on his negotiating skills, attention to detail, and ability to handle high stress settings.  He lives outside of Truth or Consequences New Mexico with his wife and two children.

Kyle Pratz

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Since 2006, Kyle has worked as an independent insurance adjuster, estimator, and appraiser. With exceptional attention to detail and a commitment to accuracy, he enjoys helping people who have been through catastrophic loss to put their lives back together by performing inspections, preparing estimates, and properly documenting damages. He has also performed underwriting requirements and handled PA and attorney-represented hurricane files for multiple carriers. In addition to his adjusting license, Kyle is an Appraiser in Louisiana and holds TWIA/TFPA, NFIP flood certifications for residential and mobile homes. Kyle lives in La Mesa, NM, and loves traveling around the country for his work. 

Nathan Ward

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Nathan was raised in a Christian home and worked with his father in the construction industry, building houses, metal structures, and pouring concrete foundations.  Upon graduating high school, he went on to study Criminal Justice at Sam Houston State University and became a Criminal Investigator while completing his Bachelor’s degree in Criminal Justice.   After a successful 25 year law enforcement career, Nathan retired and decided to continue helping the community during times of crisis and became a licensed Adjuster and certified Appraiser/Umpire.  Over the last six years, he has completed over 1700 residential and commercial claims for numerous insurance carriers.  He has completed over 500 demand estimates for plaintiffs and their attorneys.  Nathan is skilled at conducting detailed inspections and prides himself in helping property owners through the difficult claims process.  In addition, he is experienced in providing testimony during depositions and testifying in court proceedings.  Nathan is a licensed adjuster in the entire gulf coast region and holds an IAUA certification, NFIP Certification and TWIA certification.   Nathan and his wife Kelli live in Huntsville, Texas and continue to seek God as they strive to help others.  

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